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Rates

Rates effective as of 12/13/2013 

 

*APY = Annual Percentage Yield

 *Rates and APR are subject to change without notice.

 

             
 

 

 

 

 

 

 

 

 

Interest

Annual

Minimum

Early

 

 

Certificate

Rate*

Precentage

Deposit

Withdrawal

 

 

 

 

Yield*

 

Penalty

 

 

 

 

 

 

 

 

 

91 Days

0.050%

0.050%

*$1,000.00

91 days

 

 

182 Days

0.100%

0.100%

*$1,000.00

91 days

 

 

09 Months

0.050%

0.050%

*$1,000.00

91 days

 

 

12 Months

0.150%

0.150%

*$1,000.00

180 days

 

 

18 Months

0.150%

0.150%

*$500.00

180 days

 

 

24 Months

0.300%

0.300%

*$500.00

180 days

 

 

30 Months

0.300%

0.300%

*$500.00

180 days

 

 

36 Months

0.400%

0.400%

*$500.00

180 days

 

 

42 Months

0.400%

0.400%

*$500.00

365 days

 

 

48 Months

0.500%

0.500%

*$500.00

365 days

 

 

60 Months

0.900%

0.900%

*$500.00

365 days

 

 

Variable 18 mo IRA

0.150%

0.150%

*$10.00

365 days

 

 

 

 

 

 

 

 

 

 

 

 

 

   
             

*APY = Annual Percentage Yield

 *Rates and APR are subject to change without notice.

 

 

   Auto Loan Rates        
 

Model Year

Term

Rate*

APR*

 

                      2013-14      60 mths         3.85%        4.45%  

     

2012

60 mths

3.85%

4.45%

 

 

2011

60 mths

3.95%

4.55%

 

 

2010

60 mths

4.75%

5.36%

 

 

2009

60 mths

5.75%

6.37%

 

 

2008

60 mths

5.95%

6.57%

 

 

2007

60 mths

6.25%

6.87%

 
           

 *APR = Annual Percentage Rate

 FOR PERSONAL, UNSECURED & BUSINESS LOANS PLEASE CONTACT BFSB

 
*Rates and APR are subject to change without notice.

*These Rates and APR’s assume a $10,000 Loan Amount and a Processing Fee.

 

                                      Single Family / Owner -Occupied Mortgage Rates  

             
 

Loan Type

Max. Term

Rate*

Points

APR*

 

             

 

 

 

 

 

 

 

30 Yr Fixed

30 Years

5.250%

1%

5.405%

 

 

 

 

 

 

 

 

 

20 Yr Fixed

20 Years

4.750%

1%

4.942%

 

 

 

 

   

 

 

 

15 Yr Fixed

15 Years

4.250%

1%

4.483%

 

 

 

 

 

 

 

 

 

           

 

 

 

 

*APR = Annual Percentage Rate

*All rates and APRs (Annual Percentage Rates) are accurate as of 11/07/2012 and subject to change without notice. Your APR will vary based on your final loan amount and finance charges. These loans have a maximum Loan-to-Value (LTV) of 90%. LTVs above 80% require Private Mortgage Insurance (PMI), which could increase the APR. The above APRs assume a 20% down payment with a loan amount of $100,000 for a maximum term disclosed and closed on the last day of the month. In order to guarantee these rates a complete loan application must be submitted and a Rate-Lock Agreement (when applicable) must be signed.

 

  Home Equity and Improvement Loans 

             

             
Term Rate* Apr*
 5 Years  5.950%  6.495%
 10 Years  6.500%  6.794%
 15 Years  6.950%  7.162%
     

*APR = Annual Percentage Rate

 * All rates and APR’s are subject to change without notice.

APR’s assume a $10,000 loan amount at the maximum term.
Maximum Loan-to-Value is 75%.
Call BFSB for more information.

 

 


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